Junior Credit Analyst

 In

Website Business Lending Group, LLC Business Lending Group, LLC

Business Lending Group, LLC

General Description

This position will support Business Lending Group’s (BLG) underwriting group. Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data to determine if loans will be lucrative.

Primary duties will include, but may not be limited to, the following:

  • Drives the credit approval process from receiving required information to completed credit report
  • Analyzes and assesses the risk profile of business loans, under the supervision of the Lead Senior Analyst
  • Workload to include, but not limited to:
    • Compare and analyze liquidity, profitability, and credit histories of individual or company being evaluated with similar establishments to determine risk
    • Compile reports regarding finance and credit data
    • Analyze the financial records like earnings, savings, payments and purchase of the company or individual and recommend other useful financial activity for further plans
    • Generate financial ratios, using computer programs, to evaluate customers’ financial status
  • Completes small routine periodic annual credit reviews as assigned
  • Provides support for ongoing loan documentation compliance
  • Ability to review simple to moderately difficult appraisals with supervision
  • Works as a member of a group, successfully working toward a solution when opinions differ
  • Provides high quality member service including direct member contact as required
  • Interfaces and coordinates with owner credit union staff to ensure effective communications and efficient operations

Skills Required

  • Strong analytical skills with attention to detail
  • Self-motivated
  • Works well in a team environment
  • Strong written and verbal communication skills
  • Accurate and efficient data entry skills
  • Ability to multi-task effectively
  • Ability to meet tight deadlines while maintaining accuracy

Education/Experience

  • A four-year degree in Finance, Economics, Business, or related
  • Experience working in the financial services industry preferred

To apply for this job email your details to mwagner@businesslendinggroup.com