Credit Analyst

This position will support Business Lending Group’s (BLG’s) underwriting group. Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data to determine if loans will be lucrative.

Primary duties will include, but may not be limited to, the following:

• Completes routine, periodic annual credit reviews, as assigned
• Drives the credit approval process from receiving required information to completed credit report
• Independently analyzes and assesses the risk profile of business loans, ultimately providing a recommendation
• Suggests and crafts custom loan conditions and covenants as a way of mitigating perceived risk profiles
• Works as a member of a group, successfully working toward a solution when opinions differ
• Provides routine spreadsheet analysis of member business financial statements
• Interfaces and coordinates with owner credit union staff to ensure effective communications and efficient operations
• Provides support for ongoing loan documentation compliance
• Provides high quality member service including direct member contact as required
• Utilizes available technology to maintain a high level of organizational efficiency and effectiveness

Skills Required

*Attention to detail  * Self-motivated  *Works well in a team environment  *Good written and verbal communication skills  * Accurate and efficient data entry skills  * Ability to multi-task effectively  * Ability to meet tight deadlines while maintaining accuracy

Education/Experience

• Employee’s primary duty to perform work requires knowledge of an advanced type, which requires a four-year college degree
• Minimum of 2 years of experience
• Experience and knowledge working with Microsoft Office Suite required